Key Highlights of Standard Chartered Platinum Rewards Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Rewards on Fuel & Dining
Joining Fee Rs. 250
Annual Fee Rs. 250
Welcome Benefits Cashback on Restaurant spends within first 90 days (up to Rs. 500)
Best Feature 5x Reward Points on every Rs. 150 spent on fine-dining and fuel
The Money Fair Rating ★★★(3/5)

The Standard Chartered Platinum Rewards Credit Card is a premium card designed to provide customers with a range of features and benefits. It offers rewards points, cashback, complimentary airport lounge access, travel and lifestyle benefits, and more.

Activation Benefits

Activation benefits worth Rs are available. 5000 yen when joining the company. Here are the details:

  • Up to 5% Cashback on all retail spends: Get up to 5% cashback on all retail spends. This includes spending at supermarkets, restaurants, apparel stores, entertainment outlets, and more.
  • Complimentary Insurance Coverage: Get complimentary insurance coverage for up to Rs. 5 lakhs against accidental death, permanent disability and critical illnesses.

Annual Benefits

With this credit card, The annual benefits of an Standard Chartered Platinum Rewards Credit Card include:

  • Welcome Gift: Receive a complimentary hotel stay for two or a retail voucher worth up to S$150.
  • Complimentary Airport Lounge Access: Enjoy complimentary access to over 1,000 airport lounges around the world.
  • Rewards Points: Earn up to 5X reward points for every S$1 spent on eligible transactions.
  • Complimentary Travel Insurance: Enjoy complimentary travel insurance coverage up to S$500,000.
  • Complimentary Concierge Services: Enjoy a range of concierge services such as travel reservations and ticket purchases.
  • Exclusive Dining Offers: Enjoy exclusive dining offers and privileges at selected restaurants in Singapore.
  • Priority Pass Membership: Enjoy complimentary Priority Pass membership which entitles you to access over 1,200 airport lounges worldwide.
  • Monthly Cashback: Receive a monthly cashback of up to S$50.

Other Benefits of Standard Chartered Platinum Rewards Credit Card

Following are the additional Standard Chartered Platinum Rewards Credit Card benefits:

  • Reward Points: Cardholders are eligible to earn reward points on their purchases, which can be redeemed for cash back, gift cards, merchandise, travel rewards, and more.
  • Cashback: Cardholders can enjoy cashback of up to 5% on eligible purchases.
  • Zero Liability: Cardholders are protected against unauthorized transactions with Zero Liability.
  • Travel Insurance: Cardholders are eligible to receive complimentary travel insurance coverage.
  • Flexible Payment Options: Cardholders have the option to customize their payment plans and enjoy flexible payment options.
  • Air Miles: Cardholders can earn air miles when they make purchases with their card.
  • Preferential Rates: Cardholders can enjoy preferential rates and exclusive discounts on hotels, flights, and more.
  • Priority Banking: Cardholders are eligible to receive exclusive Priority Banking services.
  • Global Acceptance: The card is accepted at more than 25 million outlets worldwide.

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Standard Chartered Platinum Rewards Credit Card: Fees & Charges

The fees and charges applicable to Standard Chartered Platinum Rewards Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 250

Annual/ Renewal Fee

Rs. 250 (Waived off on spending Rs. 60,000)

Finance Charges

3.75% p.m. | 45% per year

Late Payment Fee

  • For Statement Balance
  • Less than or equal to Rs. 100: NIL
  • Between Rs. 101 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 700
  • Between Rs. 10,001 to Rs. 25,000: Rs. 800
  • Greater than Rs. 25,000: Rs. 1,200

Whether or not to go for the Standard Chartered Platinum Rewards Credit Card will depend on your individual needs and preferences. It is best to compare various offerings from different banks and choose the one that best meets your needs. Consider factors such as annual fees, rewards programs, interest rates, and other features when making your decision.

It depends on your individual needs and preferences. The Standard Chartered Platinum Rewards Credit Card offers a variety of benefits and rewards including cashback, discounts, and miles for travel. It also offers a low annual fee and a range of interest rates. Consider your spending habits, credit score, and budget to determine if this card is a good fit for you.

Click here to apply for this credit card. 

Q.  Can I earn points for fuel transactions using my Standard Chartered Platinum Rewards Credit Card?

A. No, you cannot earn points for fuel transactions using your Standard Chartered Platinum Rewards Credit Card.

Q. How do I apply for the Standard Chartered Platinum Rewards Credit Card?

A. To apply for the Standard Chartered Platinum Rewards Credit Card, you can visit the Standard Chartered website and fill out the online application form. You can also visit your nearest Standard Chartered branch to get an application form, fill it out, and submit it along with the required documents.

Q. Can I withdraw money from my Standard Chartered Platinum Rewards Credit Card?

A. Yes, you can withdraw money from your Standard Chartered Platinum Rewards Credit Card. However, you will be charged a cash advance fee and a higher rate of interest for the transaction.

Q. What is the foreign transaction fee charged by Standard Chartered Platinum Rewards Credit Card?

A. The Standard Chartered Platinum Rewards Credit Card does not charge any foreign transaction fee.

Q. I don't have a bank account. Can I apply for an Standard Chartered Platinum Rewards Credit Card?

A. No, you cannot apply for a Standard Chartered Platinum Rewards Credit Card without a bank account. You must first open a bank account with Standard Chartered before you can apply for the credit card.